We have created a unique process to evaluate your mortgage needs and assist you in determining the right mortgage. Our Home Express Mortgage Plan is the answer to your home loan needs. We have attached a copy below for you…
Read MoreMortgage Tune-Up
“Managing your money is like a relationship… If you don’t pay attention to it, someone else will and you can say bye bye.” If the last time you looked at your mortgage was when you closed on your loan, it’s…
Read MoreAre You Preapproved?
Pre-Qualification vs. Pre-Approval Many times in this process buyers confuse being pre-qualified with being pre-approved. It is important to understand the distinction between being pre-qualified for a loan and pre-approved for a loan. The difference between the two terms will…
Read MoreMortgage Calculators
For a complete and comprehensive list of mortgage calculators, please go here: http://www.fimchomeloans.com/calculators/
Read MoreAbout Interest Rates
One way to think about your Interest Rates is to consider it a “rental fee” of sorts. If I rent you the use of my equipment, say, a lawn mower, I can charge you a daily fee for the…
Read MoreSupporting Loan Documents
The information you might need to provide at the time of your application is provided here in a convenient checklist. You should be aware that you and your spouse (or other co-borrower(s)) must provide all requested information. Purchase Contract and…
Read MoreHomeowner Deductions
Home Mortgage Interest – One of the advantages of owning your own home is that the home mortgage interest and real estate taxes paid can be deducted from your federal income tax*. To do so, you will need to comply…
Read MoreYour FICO Score
In today’s increasingly automated society, it should come as no surprise that when you apply for a mortgage, your ability to pay can be reduced to a single number. All the years you’ve been paying your mortgage, car payments, and…
Read MoreLoan Application Checklist
Click here to download printable PDF In general, the documentation for a home purchase or refinance you will need includes: Check for $450.00 (appraisal and credit report). This can be collected during the application process. Property Information (if you…
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