For real estate agents and referral partners.

Five Star Communication

You get the same status update at the same time as the buyer, the settlement company and the lender, with the buyer's OK. Updates go out by email and phone.

More options for your buyers

As a broker we can look across many lenders and programs, from conventional, FHA, VA, USDA and jumbo to Non-QM options like bank-statement loans, and DSCR loans for investment property.

For builders

Single-close construction-to-permanent, including VA construction-to-permanent: one approval and one closing, instead of a construction loan and then a separate mortgage. Land the buyer already owns can count toward the deal, depending on the lender and the loan.

For investors

DSCR loans and DSCR second mortgages, for investment property only. Both can include short-term rentals, depending on the lender, and can be made to an LLC, generally with the owners' personal guarantee. Both qualify mainly on the property's rent measured against its debt, instead of on the borrower's personal income.

What a pre-approval letter means

A pre-approval is a conditional yes, not a final approval. The home, the appraisal when there is one, and final underwriting still have to clear, which is why the updates keep coming through closing.

Lessons you can send

Plain-English lessons written for buyers and homeowners. Send a link before the first conversation.